Top Questions to Ask Your Home Builder Before You Sign a Contract

Building a custom home is exciting—but it’s also one of the biggest investments you’ll ever make. Choosing the right builder is crucial to ensure your dream home becomes a reality.

Asking the right questions before signing a contract can save you time, money, and stress. Here’s a guide to the most important questions every Maryland and Pennsylvania homeowner should ask.

1. Are You Licensed and Insured?

Always verify that your builder is:

  • Licensed to work in Maryland or Pennsylvania

  • Fully insured (general liability and workers’ compensation)

Why it matters: Protects you from liability and ensures the builder meets state regulations.

2. Can You Provide References and Past Projects?

Ask to see:

  • Completed homes

  • Client testimonials

  • Photos of past work

Tip: Visiting a finished home gives you a better sense of quality and craftsmanship.

3. What Is the Timeline for My Project?

  • Ask for an estimated start and completion date

  • Understand factors that could delay construction, like permits or weather

Tip: A reputable builder will provide a realistic timeline and communicate changes clearly.

4. How Do You Handle Change Orders?

  • Clarify how additional requests or changes will impact costs and schedules

  • Ensure you get written approval for any changes

Why it matters: Prevents unexpected costs and disputes during construction.

5. Who Manages Subcontractors?

  • Confirm if the builder oversees all subcontractors or if you’re responsible for hiring some trades

  • Ask about the builder’s process for quality control

Tip: A single point of contact simplifies communication and ensures consistency.

6. What’s Included in the Base Price?

  • Clarify what’s included in your contract: flooring, cabinets, appliances, landscaping, etc.

  • Ask about allowances and upgrade options

Why it matters: Prevents surprises when the project is underway.

7. How Do You Handle Permits and Inspections?

  • Ask if the builder obtains all necessary permits

  • Confirm their experience with local inspection requirements

Tip: Proper permitting ensures your home is legally compliant and protects your investment.

8. What Warranties Do You Offer?

  • Ask about warranties on construction, systems, and finishes

  • Confirm coverage for both structural and cosmetic items

Why it matters: A warranty gives peace of mind for years after moving in

Why Maryland & Pennsylvania Homeowners Choose Lilmac Builders

At Lilmac Builders, we prioritize transparency, communication, and craftsmanship. From the first consultation to the final walkthrough, we guide you through every step, answering questions and keeping your project on track.

Conclusion

Asking the right questions before signing a contract can save you from costly mistakes and ensure a smooth home-building experience. Take the time to choose a builder who is licensed, experienced, and aligned with your vision.

Ready to build your dream home? Contact Lilmac Builders today to start your consultation

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